Western societies are getting used to living in a constant succession of crises. Economic instability seems to be already part of the way of life in industrialized countries, which as they have grown they have become weaker and more sensitive to market variations. Ordinary citizens are the first to suffer the consequences of this permanent state of alert, needing financial tools such as Fintech to continue maintaining quality of life and keeping their businesses open.
The Fintech (Anglo-Saxon union of the words finance and Technology) are companies that belong to the financial sector, but whose products are offered through the use of new technologies. This supposes a good number of advantages for the consumer and a notable differentiation with the traditional banking organizations. Organizations that fall within this definition, using technologies such as the internet, mobile applications or big data, are opening the door to new and surprising financial services or adding a plus to those that are already being offered. One of its most successful and expanding areas of action is online banking specialized in fast loans.
Online credit agencies, the spearhead of Fintech
There are few sectors and work areas on which Fintech companies are already acting effectively. From the Mobile banking to big data and the rest of predictive models through compliance, crowdfunding, cryptocurrencies, the foreign exchange market, risk management, payments and transfers, security and privacy, financial advisory services, trading and P2P loans. Of all these services, 28% of the total business quota is taken by agencies dedicated to online loans. The strong demand in this sector has led to the appearance of a large number of agencies, offering financial products for all tastes and needs, this being a possible problem for users interested in obtaining a loan through this means. The number of agencies present is such that you can feel overwhelmed and not decide on one or the other to make your request.. Fortunately, there is the web platform Finatin what has been specialized in offering a comparison by countries to facilitate the task of choosing. By visiting this page you will be able to choose among the most interesting companies to access a personal, fast loan, with Asnef, or for a debt reunification, among other products and services. The success of this sector is not surprising, since it offers a good number of advantages to its users, especially in these times in which traditional banking has radically raised the conditions for access to a loan.
Advantages and benefits of Fintech companies dedicated to online loans
Technologies have brought people a world of convenience in management and speed in actions. A saving of time and money that before did not have in mind that could happen. Fintech companies have optimized these advantages and, specifically, those focused on facilitating access to credit.
Comfort and speed
When requesting a loan online, the first of the advantages that are appreciated will be comfort. The entire process leading to the granting of the Credit can be made from any terminal with internet access, from anywhere, whether from home, on break from work or from the park. Without displacements or waiting in offices. Through this system, you will not have to go through the cumbersome bureaucratic steps of the banking entities, you will not have to wait for a "group of experts" to validate the economic situation of the petitioner or go through the third degree to which they are subjected to find out What will you do with the money and how will you pay it back? With the agencies that appear in Finaton, you only have to fill out a simple form, be of legal age, and provide a current account and a valid phone number. Once the petition is approved, which usually happens easily, the money will be deposited into the bank account 20 minutes later.
Ease of concession
Another of the great differences and, therefore, advantages with the usual banks, is the level of demands they have to grant the money. While the bank asks to be a client of your entity for years, to show savings, payroll, guarantees and an immaculate credit history, Fintech companies facilitate credit without any of these requirements, and even if it is included in one of the existing lists of defaulters, such as the ASNEF or the RAI.
Wide variety of possibilities
As mentioned at the beginning of this article, the huge number of agencies dedicated to offering online loans, each with specific characteristics and obligations, can, in principle, be counterproductive. But if you make use of a comparative platform that offers the work of selecting the best products and services offer, things change.
Thanks to sites like Finatino, the selection of the most appropriate and the study of the particularities of each one can be carried out easily. The comparison shows with just a couple of clicks the conditions of each one, you just have to choose the most convenient one.
Western societies are getting used to living in a constant succession of crises. Economic instability seems to be already part of the way of life in industrialized countries, which as they have grown they have become weaker and more sensitive to market variations. Ordinary citizens are the first to suffer the consequences of this permanent state of alert, needing financial tools such as Fintech to continue maintaining quality of life and keeping their businesses open.
The Fintech (Anglo-Saxon union of the words finance and Technology) are companies that belong to the financial sector, but whose products are offered through the use of new technologies. This supposes a good number of advantages for the consumer and a notable differentiation with the traditional banking organizations. Organizations that fall within this definition, using technologies such as the internet, mobile applications or big data, are opening the door to new and surprising financial services or adding a plus to those that are already being offered. One of its most successful and expanding areas of action is online banking specialized in fast loans.
Online credit agencies, the spearhead of Fintech
There are few sectors and work areas on which Fintech companies are already acting effectively. From the Mobile banking to big data and the rest of predictive models through compliance, crowdfunding, cryptocurrencies, the foreign exchange market, risk management, payments and transfers, security and privacy, financial advisory services, trading and P2P loans. Of all these services, 28% of the total business quota is taken by agencies dedicated to online loans. The strong demand in this sector has led to the appearance of a large number of agencies, offering financial products for all tastes and needs, this being a possible problem for users interested in obtaining a loan through this means. The number of agencies present is such that you can feel overwhelmed and not decide on one or the other to make your request.. Fortunately, there is the web platform Finatin what has been specialized in offering a comparison by countries to facilitate the task of choosing. By visiting this page you will be able to choose among the most interesting companies to access a personal, fast loan, with Asnef, or for a debt reunification, among other products and services. The success of this sector is not surprising, since it offers a good number of advantages to its users, especially in these times in which traditional banking has radically raised the conditions for access to a loan.
Advantages and benefits of Fintech companies dedicated to online loans
Technologies have brought people a world of convenience in management and speed in actions. A saving of time and money that before did not have in mind that could happen. Fintech companies have optimized these advantages and, specifically, those focused on facilitating access to credit.
Comfort and speed
When requesting a loan online, the first of the advantages that are appreciated will be comfort. The entire process leading to the granting of the Credit can be made from any terminal with internet access, from anywhere, whether from home, on break from work or from the park. Without displacements or waiting in offices. Through this system, you will not have to go through the cumbersome bureaucratic steps of the banking entities, you will not have to wait for a "group of experts" to validate the economic situation of the petitioner or go through the third degree to which they are subjected to find out What will you do with the money and how will you pay it back? With the agencies that appear in Finaton, you only have to fill out a simple form, be of legal age, and provide a current account and a valid phone number. Once the petition is approved, which usually happens easily, the money will be deposited into the bank account 20 minutes later.
Ease of concession
Another of the great differences and, therefore, advantages with the usual banks, is the level of demands they have to grant the money. While the bank asks to be a client of your entity for years, to show savings, payroll, guarantees and an immaculate credit history, Fintech companies facilitate credit without any of these requirements, and even if it is included in one of the existing lists of defaulters, such as the ASNEF or the RAI.
Wide variety of possibilities
As mentioned at the beginning of this article, the huge number of agencies dedicated to offering online loans, each with specific characteristics and obligations, can, in principle, be counterproductive. But if you make use of a comparative platform that offers the work of selecting the best products and services offer, things change.
Thanks to sites like Finatino, the selection of the most appropriate and the study of the particularities of each one can be carried out easily. The comparison shows with just a couple of clicks the conditions of each one, you just have to choose the most convenient one.