To be clear, the gradual adoption of cryptocurrencies for trading with fringe countries is not generally good news. Post-11/XNUMX banking restrictions, commonly referred to as "risk reduction," have already led many banks in geopolitically troubled regions to lose access to the global financial system, with dire consequences for ordinary citizens. It is to be hoped that moving so quickly against Russia will help save Ukrainian lives, but in the long term, many agree with Thomas's prediction of further financial fragmentation.